Not only does one need to develop the right attitude, one also needs to increase their financial education (or "capacity"). As you embark down this path, the "body" must also play a crucial role as you exercise your brain.

This is not a pitch to get you to join some new age fitness craze that will sweep across the nation. However, do you ever wonder why executives of Fortune 500 companies exercise regularly? Aside from the numerous health benefits, there is one that is a key to your financial success. If you've seen the latest news espousing the benefits of regular exercise, you probably have seen recent studies linking this activity to improved memory retention.

As you make that commitment to get financially fit, you should also develop a plan to get physically fit. It can be as simple as going out for a brisk walk for 20 minutes at least three times a week. This will stimulate your blood flow and delivery of oxygen to your brain.

I do some of my best thinking while I'm exercising. When I work out at my local gym, I usually bring my financial education material and review it while using a treadmill. I call this a "two for" because I can improve both my financial fitness and my physically health at the same time.

Here's to your wealth and success!